Grants, loans, rebates and wage subsidies open to Canadian businesses, non-profits and people.
$200,000 – $5,000,000
Repayable contributions of $200,000 to $5 million per project for incorporated, high-growth B.C. businesses that are scaling up, commercializing technology, improving productivity or diversifying markets. PacifiCan is not accepting applications right now.
$20,000 – $500,000
Up to $500,000 a year (up to 50% of costs, or 75% for defence and security projects) for national industry associations to run trade missions, market research and export strategies for their member businesses. The 2026-27 round is closed; the 2027-28 round is scheduled to start in fall 2026.
Up to $500,000
Non-repayable grants of up to $500,000 (up to 60% of costs) for Canadian communities and community organizations working to attract foreign direct investment. Not open now: the next call is expected in January 2027, with information sessions in December 2026.
$10,000 – $50,000
Grants of $10,000 to $50,000 (half of a $20,000 to $100,000 project) to help Canadian businesses with 3 to 500 employees and $300,000 to $100 million in revenue enter new export markets. The program is closed: all 2026-27 applications have been processed, and no date for the next intake is posted.
Free home energy retrofits, such as insulation and heat pumps, for low-to-median-income homeowners and tenants, delivered through programs in participating provinces. In B.C., you apply through BC Hydro or FortisBC depending on your electricity provider. The federal government doesn't take applications directly.
The CleanBC Better Homes rebate finder for B.C. homes: heat pumps, insulation, windows and other upgrades through the Energy Savings Program and Home Renovation Rebate program. What you can get depends on your type of home, household income and household size. A short questionnaire shows which rebates fit.
Up to $250,000
B.C. gaming grants for not-for-profits that run programs serving the broader community: up to $125,000 a year for local groups and $250,000 for regional or provincial groups. Programs must already be running (no start-up money). One program grant application per calendar year, online only; intake dates depend on your sector.
Enbridge Gas home energy programs in Ontario: a $75 instant rebate on a smart thermostat, free insulation and draft-proofing through the Home Winterproofing Program for households that meet income or assistance-program rules, and Home Renovation Savings rebates for heat pumps, insulation, windows and solar.
FortisBC's list of rebates and offers for homes, businesses, and homes and community buildings in Indigenous communities. Amounts and rules differ by offer: use FortisBC's rebate finder to see what fits.
Up to $75,000
Start-up loans of up to $75,000 for Canadian citizens and permanent residents aged 18 to 39 starting or buying a business: up to $25,000 from Futurpreneur and up to $50,000 from BDC, each over five years, with up to two years of one-on-one mentoring. Applications are taken any time.
Up to $12,000
Ontario home rebates from Save on Energy and Enbridge Gas for heat pumps (up to $7,500 for a cold-climate air-source heat pump, up to $12,000 for ground-source), insulation, windows and doors ($100 per opening), a home energy assessment ($600) and more. Do two or more upgrades after an assessment to bundle, or claim single upgrades.
Up to $10,000
City of Kelowna cultural grants for incorporated non-profits working mainly in Kelowna: project grants (up to 50% of costs, to $10,000), general operating grants up to $10,000, organization development grants up to $5,000, core operating grants for established arts organizations, and an equity micro-grant. Heritage property grants are run separately.
City of London grants for local not-for-profits, through multi-year grants (up to four years; current cycle 2024-2027) and annual Grassroots, Innovation and Capital streams. At least 25% of funds go to anti-racism, anti-oppression, equity and inclusion projects. The 2026 application period closed in March 2026.
Research internships with graduate students and postdocs, co-funded by Mitacs. A partner organization (business, not-for-profit, hospital or municipality) contributes from $7,500 per 4- or 6-month internship and Mitacs matches it, for a $15,000 research award. Applications are taken on a rolling basis; talk to a Mitacs advisor first.
Business strategy internships with a post-secondary student: a $10,000 award per 4- or 6-month internship, of which the partner organization pays $5,000 (or a $15,000 model with at least $7,500 from the partner). Businesses, not-for-profits, hospitals and municipalities can apply at any time through the Mitacs portal.
NRC IRAP funds research and development of new technology products and services at incorporated, for-profit Canadian businesses with up to 500 employees. It starts with advice from an industrial technology advisor; funding comes later, in some cases. There is no deadline: you start with a phone call.
Up to $25,000
Ottawa Community Foundation's Community Grants Program: Community Initiative Grants of up to $25,000 (most $15,000 to $20,000) and Community Sector Leadership Grants of $50,000 to $100,000 a year for five years. Both are closed; Community Initiative Grants reopen in early 2027.
Ontario's Regional Development Program, the umbrella for the Eastern and Southwestern Ontario Development Funds and related funds. It supports small and medium-sized businesses investing in new equipment and training, plus municipalities and economic development organizations. Projects can't be eligible under other provincial programs.
FedNor's main business and innovation program in Northern Ontario, with a stream for growing companies (Business Scale-up and Productivity) and a stream for not-for-profits that build the region's innovation capacity. FedNor says budget is limited because of high demand; talk to a FedNor officer before you apply.
Up to $3,000
Save on Energy programs for Ontario small businesses: incentives of up to $3,000 for efficient lighting and up to $2,500 for other equipment through the Small Business Program, instant discounts on lighting at participating distributors, and a $75 prepaid card for joining Peak Perks.