Grants, loans, rebates and wage subsidies open to Canadian businesses, non-profits and people.
11 of 720 programs
Up to $250,000
Non-repayable equity contributions for Indigenous small and medium-sized businesses: up to $99,999 for individual entrepreneurs and up to $250,000 for community-owned businesses, through Indigenous Financial Institutions and Métis Capital Corporations. There is no deadline.
Up to $10,000
BC Hydro's home rebates and free programs: up to $200 off select ENERGY STAR appliances, up to $10,000 for grid-connected solar panels and battery storage, rebates on heat pumps, insulation, windows and EV chargers, and free energy-saving kits and upgrades for income-qualified households.
$10,000 – $250,000
Loans of $10,000 to $250,000 for Black business owners and entrepreneurs across Canada, through the Black Entrepreneurship Loan Fund (run by the Federation of African Canadian Economics with BDC). The program also funds Black-led not-for-profits that support entrepreneurs.
Free home energy retrofits, such as insulation and heat pumps, for low-to-median-income homeowners and tenants, delivered through programs in participating provinces. In B.C., you apply through BC Hydro or FortisBC depending on your electricity provider. The federal government doesn't take applications directly.
The CleanBC Better Homes rebate finder for B.C. homes: heat pumps, insulation, windows and other upgrades through the Energy Savings Program and Home Renovation Rebate program. What you can get depends on your type of home, household income and household size. A short questionnaire shows which rebates fit.
Enbridge Gas home energy programs in Ontario: a $75 instant rebate on a smart thermostat, free insulation and draft-proofing through the Home Winterproofing Program for households that meet income or assistance-program rules, and Home Renovation Savings rebates for heat pumps, insulation, windows and solar.
Up to $75,000
Start-up loans of up to $75,000 for Canadian citizens and permanent residents aged 18 to 39 starting or buying a business: up to $25,000 from Futurpreneur and up to $50,000 from BDC, each over five years, with up to two years of one-on-one mentoring. Applications are taken any time.
Up to $12,000
Ontario home rebates from Save on Energy and Enbridge Gas for heat pumps (up to $7,500 for a cold-climate air-source heat pump, up to $12,000 for ground-source), insulation, windows and doors ($100 per opening), a home energy assessment ($600) and more. Do two or more upgrades after an assessment to bundle, or claim single upgrades.
Up to $5,000
Training, mentoring and a grant of up to $5,000 for Ontario residents 18 and older (Canadian citizens or permanent residents, not in school full-time) who are starting, expanding or buying a small business. You must put in cash or in-kind equal to at least 25% of the grant. Apply through your local Small Business Advisory Centre.
Vancouver Foundation's grants for B.C. charities, non-profits and neighbours: Transforming Systems Grants of up to $100,000 a year for three years, LEVEL BIPOC operating grants of $150,000 over three years, the Thriving Indigenous Systems Fund (next opens in 2027), Neighbourhood Small Grants up to $500 and Downtown Eastside arts grants up to $1,000. Most streams are closed or under review right now.